If you are happily running, or thinking of running, a nice profitable business taking in paying guests, one of the last things that might cross your mind is the need for bed and breakfast public liability insurance. Although it is probably not at the top of your list of business requirements, however, there are certainly [...] [...more]
Employers’ liability insurance is a legal requirement in the UK, though there are a few exceptions. If you have employees then in most cases you will need to adequate insurance place to make sure that they and you are protected against the unexpected.
What does employers’ liability insurance do?
This policy typically provides financial protection in [...] [...more]
The tools, machinery and information technology you use in your business are indispensable. Without them, you cannot satisfy your customers’ demands and, as a result of that, you cannot make any money. If your business equipment was destroyed or damaged, would you be able to fund its replacement from your own pocket? If not, it [...] [...more]
Some businesses own their own offices, some rent the premises, whilst very many people operate their business from a home-based office. Wherever it is located, however, there are a number of common elements that make up a typical package for office insurance.
Public liability insurance – this is a core element of most business insurance, yet [...] [...more]
Working from home can certainly save on a number of the overheads otherwise faced by many small businesses. Whilst most aspects of such a home-based business are plain sailing, it repays to check some of the measures you keep in place to protect your investment in the business and its successful continuation. Work from home [...] [...more]
Your dental practice could cause you a great deal of pain if you fail to take out dental surgery insurance. This pain could be caused be you having to put your hand into your pocket and pay out a great deal of money. For example your surgery could be broken into and vandalised, your equipment [...] [...more]
If you are running your own business as a tradesman, you’ll need no one to tell you how difficult it can be making a reasonable livelihood. Without being unnecessarily alarmist, however, just a single mistake or error can cost you and your struggling enterprise such an expense that the business is forced to go under [...] [...more]
Not for nothing has Britain often been described as a nation of shopkeepers. Owning and running a shop is perhaps many people’s idea of the quintessential small business. Whatever cosy notions the idea might conjure up, however, running a financially successful shop can prove a tough business, in which family members are frequently drafted in [...] [...more]
A simple and straight forward definition of a contractor – also known as an independent contractor – is an individual or business providing goods or services to another individual or business under the terms of a contract. This distinguishes the contractor from an employee in so far as the former does not work regularly for [...] [...more]
Those in business as consultants provide a particular kind of service. Just as the name suggests, they are consulted on account of their specialist skills or knowledge. This is what the customer is buying, and the customer will expect that specialist skill or knowledge to be accurate, error-free and dependable. If it is not, and [...] [...more]