Whether you run a small business from home or whether you are the boss of a huge business that employs a great deal of staff it makes sense to consider liability insurance. One of the main types is public liability insurance for your business. Without this you might have a great deal of money to [...] [...more]
Any type of commercial property would need to be covered by commercial property insurance. While this type of insurance would come with costs which you might consider to waste of money, when you consider the consequences of failing to take out insurance, you might be able to see why searching around for cover and taking [...] [...more]
If you rent your commercial premises, the first thing to do when considering commercial property insurance is to see where responsibility lies between the landlord and the tenant in the lease. It may be that the insurance of the structure falls to the landlord, in which case the fixtures and fittings will still be the [...] [...more]
Public liability insurance covers claims a member of public might bring against you for any damage you have caused to himself or to his property. Such claims can arise whether the claimant is a customer of yours or not.
Here are some examples of these types of claims:
An old lady trips over the doormat on the [...] [...more]
Over a million people are currently working from home more than one day a week*, a figure which is set to rise a quarter of the working population by 2020.** With this in mind, Aviva’s UK insurance business is now offering cover for business equipment as standard as part of their home contents insurance policies.
Aviva, [...] [...more]
Dental surgery insurance is a package of cover that is tailored to the specific business needs of a dental surgery. Accordingly, it is important to consult a specialist insurance provider who is familiar with arranging cover for dental surgeries.
What is included?
The insurance you take out can be as comprehensive as you like. Policies will vary [...] [...more]
Pub cover is an insurance policy or collection of insurance policies which relate to the business carried on in a public house.
The unique nature of a pub’s business means that it is advisable to consult an insurance specialist with experience in this industry, to ensure that they choose a policy which will fit your needs.
Pub [...] [...more]
Public house insurance is essential if you are the landlord of a pub.
What is included in public house insurance?
There is no set formula, but pub cover might contain a number of the following components:
Employer’s liability insurance is typically required by law, and covers claims relating to the health and safety of your employees while they [...] [...more]
Specialist insurer Hiscox has introduced a new range of Professional Indemnity (PI) and Hacker Damage policies for the media and technology sectors. Having serviced these sectors with PI cover for over 15 years, Hiscox is now offering new, combined policies for large or small media and technology companies, providing wider PI cover for areas such [...] [...more]