If you are the owner of a small business, you will know just how much of an investment – in terms of finance, time and effort – has gone into setting up and running the business. Like any investment, therefore, you will be concerned to safeguard and protect it against all those risks that threaten [...] [...more]
When you set up in business to sell services based on your particular skills or knowledge, your customers have a legally enforceable expectation that the advice and recommendations included in your services are professionally reliable. That is to say, your customers have a right to the provision of services that are at least as sound [...] [...more]
One of the great beauties of public liability insurance is that it covers such a very wide range of accidents and mishaps which can arise out of the conduct of a small business’ normal, daily activities. Indeed, the range is so wide, and the risk of the business incurring some degree of liability when things [...] [...more]
UK small business insurance – it is one of those niggling overhead costs which many small enterprises might wish that they did not have to consider. Unless they do, however, they run a considerable risk of shouldering some surprisingly frequent and potentially expensive uninsured losses which can turn a reasonable profitability into crippling debt almost [...] [...more]
Whilst there is no insurance in the world that can guarantee your business is going to be a roaring success, careful attention to the appropriate range of insurance for a small business can make all the difference between comfortable profitability and the scale of losses that leads to financial ruin.
Some insurance, of course, will be [...] [...more]
It is one of those things that can often get overlooked in the general air of enthusiasm for setting up a new business. Insurance is something that is needed when things go wrong; but, of course, nothing is going to go wrong in those first few months and years of a new enterprise. Or is [...] [...more]
Many people are surprised by the sheer range of events, mishaps and accidents for which the average small business can be liable – and, therefore, be sued. The principle, though, is very simple and straight forward: if a third party (whether it be a client of the business, an employee or a member of the [...] [...more]
Accidents happen, even to businesses. And with the potential for those accidents costing tens or hundreds of thousands of pounds to put right or paid out in compensation to those affected, the consequences can lead to claims on the business that could force it into financial ruin. This makes small business liability insurance an essential [...] [...more]